Yes, your auto insurance company can decide to cancel your policy if they feel that you have become too much of a risk to insure.  If you have had multiple insurance claims and numerous traffic violations your insurance provider might decide that simply raising your rate just isn’t enough and may terminate your policy.  If this happens, you will need to start searching for another auto insurance company immediately so you don’t have a long period without insurance coverage.  If your policy is terminated, you may have a hard time finding a company to insure you for an affordable rate.  There are a lot of auto insurance companies there that offer accident forgiveness programs or may specialize in insuring drivers with a poor driving record, so it is possible to find good auto insurance coverage at a reasonable rate.  All it takes is a bit of effort on your part.